Fertility and IVF Support for Employees, Without Employer Funding

With Beyond Med, the voluntary model typically needs no direct employer funding. Employees get member pricing at participating fertility providers on care they pay for themselves, such as consultations, testing and treatment. Beyond Med is not insurance, does not replace the medical plan, and can run alongside a dedicated fertility benefit.

Beyond Med publishes this page, so read it with that in mind.

Why Is This Question So Common?

Fertility care is a service many employees pay for themselves, because what a medical plan includes for it varies widely. Employees search on their own, compare clinic prices and pay out of pocket, and HR is left looking for something it can offer that does not add cost.

What Employees Get

Beyond Med gives employees access to participating fertility providers and member pricing. Depending on the current network and location, that can include:

• Fertility consultations
• Diagnostic evaluation and testing
• Reproductive endocrinology
• IVF and related fertility treatment
• Family-planning support

How It Works

Employees search the network or ask the Concierge Team, confirm the member price with the provider before booking, book directly and pay the provider at that price. There is no claim to file. Availability varies by location, and Beyond Med can review where your employees live against current participating providers before you decide.

What Beyond Med Does Not Do

• It does not make clinical decisions. The provider decides diagnosis, treatment planning and whether a treatment is appropriate.
• It does not promise that an employee qualifies for any procedure.
• It does not promise pregnancy outcomes.
• It does not promise a fixed saving. Savings vary by provider and service.
• It does not replace the medical plan or a dedicated fertility benefit.

Alongside a Dedicated Fertility Benefit

Some employers also offer a dedicated fertility benefit from a specialist vendor, with its own clinic network, navigation and family-building support. That is a separate contract, and it goes deeper on fertility than Beyond Med does. Beyond Med can run alongside it, and it reaches far more than fertility: one membership also gives access to weight management, dermatology, chiropractic, mental wellness, vision and hearing providers.

Depending on the agreement, employers can also receive summarized interest information that shows how many employees are looking for fertility care. That helps an employer judge whether a deeper fertility program is worth funding.

Key Takeaways

• An employer can give employees reduced rates on fertility and IVF care without paying for it: the voluntary model typically needs no direct employer funding.
• Beyond Med gives employees member pricing at participating providers for consultations, testing, reproductive endocrinology, IVF and related treatment.
• Beyond Med does not promise eligibility, outcomes or a fixed saving, and the provider makes every clinical decision.
• Beyond Med can run alongside a dedicated fertility benefit.
• Beyond Med is not insurance. Members pay participating providers directly.

Key Terms Glossary

Reproductive endocrinology: the medical specialty that diagnoses and treats infertility.

IVF (in vitro fertilization): a fertility treatment in which eggs are fertilized outside the body.

Dedicated fertility benefit: a specialist program from a separate vendor, built around fertility and family building.

Member price: the price a participating provider has agreed to offer Beyond Med members for a participating service.

FAQ

Can employers offer fertility and IVF savings without changing the medical plan?

Yes. Beyond Med sits alongside your existing benefits. Employees use participating fertility providers at member prices and pay the provider directly.

Does Beyond Med replace a dedicated fertility benefit?

No. A dedicated fertility benefit goes deep on family building. Beyond Med gives access across many categories and can run alongside one.

What fertility services can employees use?

Depending on location and the current network, participating providers offer fertility consultations, diagnostic evaluation and testing, reproductive endocrinology, IVF and related treatment, and family-planning support.

An employee is paying for IVF out of pocket. How does Beyond Med help?

If their employer offers Beyond Med, they can look for a participating fertility provider, confirm the member price before booking, and pay that price directly. Savings vary by provider and service and are never guaranteed.

Does Beyond Med decide whether a treatment is appropriate?

No. The provider controls diagnosis, treatment planning and clinical decisions.

What does Beyond Med cost an employer?

The Beyond Med membership can be voluntary, where employees pay and there is typically no direct employer funding, or employer-sponsored, where the employer pays. Membership pricing is quoted per group, based on size and location.

Is Beyond Med insurance?

No. Beyond Med is not insurance and does not replace a medical plan. Members pay participating providers directly at the member price.

Next Step

To see which fertility providers participate near your employees, start on the For Employers page and book a demo. For how funding works, see what Beyond Med costs an employer.